54%
1-year holding
of 13 windows beat the index
Avg / yr+6.9%
7.7
Nyra score
Independently scored
2-yr track record · since Apr 2024BlendAUM ₹2 CrSEBI-registered PMS
3Y CAGR
10.2%
vs 6.4% index
5Y CAGR
—
annualised
Since inception
9.9%
CAGR · net of fees
₹1 Cr became
₹1.21 Cr
index ₹1.14 Cr
AUM
₹2 Cr
strategy size
Minimum
₹50 L
SEBI minimum
Snapshot
What this strategy is
The Dezerv. Dynamic Debt strategy endeavours to generate stable returns for investors with a low to moderate risk appetite through diversified investments. The portfolio manager will invest in fixed income-oriented instruments and generate returns through interest coupons, income distribution and capital gains. Based on the economic situation and market outlook, the portfolio manager outlines the targeted Duration Risk and Credit Risk. Subsequently, the portfolio manager filters out securities outside the target bucket. The remaining securities are then evaluated based on multiple parameters such as Net Yield, Liquidity, Issuer, etc. ## Age: 2 Years 1 Months
Performance · what ₹1 crore would have become
₹1.21 Cr
+21% · 1.2× your money
- This strategy₹1.21 Cr
- CRISIL Composite Bond Index₹1.14 Cr
₹1 Cr invested at inception (Apr 2024)2.0 yrs
Illustrative monthly path, net of fees, modelled to the strategy's since-inception CAGR versus the CRISIL Composite Bond Index. Not the actual NAV series; past performance is not indicative of future returns.
Returns
Trailing returns vs benchmark
Absolute for windows under a year, annualised (CAGR) beyond. Alpha is the strategy minus its benchmark.
1M
3M
6M
1Y
3Y
5Y
SI
This strategy0.5%
2%
4.2%
9.7%
10.2%
—
9.9%
CRISIL Composite Bond Index
0.3%
-0.2%
0.8%
2.1%
6.4%
—
6.8%
Alpha
+0.2%
+2.2%
+3.4%
+7.6%
+3.8%
—
+3.1%
Reliability
How often it has beaten the index
Across every rolling holding period in the modelled history — the longer you hold, the more the odds have favoured the strategy.
Computed on an illustrative monthly path modelled to the since-inception CAGR — not the actual NAV series.
Risk
The quality of those returns
Returns mean little without the ride that earned them.
−17.3%
Max drawdown
-7.1%
Worst 1-yr window
15.7%
Volatility (ann.)
—
Sharpe ratio
Size the position so a drawdown of that order is one you can sit through.
Portfolio
Under the hood — where the money sits
Spread across the market-cap curve.
Market-cap mix
- Cash / Debt100%
Concentration
Holdings—
Cash / debt buffer100%
Top holdings and the sector book stream from the live feed — ask Nyra for the current portfolio.
Manager
Who runs the money
A strategy is only as good as the hand on the wheel.
Fund manager
Investment team
Dezerv Dynamic · 2-yr strategy tenure · ₹2 Cr managed
Investment philosophy
Dezerv Dynamic's Debt approach blends valuation discipline with growth conviction, tilting toward whichever side the cycle is paying for. It is benchmarked to the CRISIL Composite Bond Index but invests with conviction rather than hugging the index.
Conviction over the index
A focused book of roughly 30–40 holdings means the highest-conviction ideas actually move the portfolio.
Through the cycle
A 2-year track record across rallies and drawdowns — positioning shifts with the cycle rather than chasing the last quarter.
Risk first
Drawdowns are managed deliberately; the worst peak-to-trough on record is kept in check.
Nyra's read
A dependable debt strategy that scores well across our pillars.
Nyra scores Dezerv Dynamic Debt Strategy 7.7/10, on a since-inception CAGR near 9.9% and a 3-year CAGR of 10.2%. Drawdowns have stayed contained — size the position so that ride is one you can hold.
Best suited to
Investors with a 5-year-plus horizon who want active Debt exposure and can sit through equity drawdowns.
Mind if
A double-digit drawdown would test your nerve, or you need ₹50 L+ to commit at the SEBI minimum.
Pairs well with
A steadier core (large-cap or hybrid) so this can play the higher-conviction satellite in your overall allocation.
Facts & fees
The fine print, in plain sight
- Inception
- Apr 2024
- Track record
- 2 years
- Category
- Debt
- Style
- Blend
- Benchmark
- CRISIL Composite Bond Index
- Holdings
- —
- Fixed fee
- 1% fixed
- Performance fee
- No profit share
- Minimum investment
- ₹50 L
- Lock-in / exit
- Nil exit load
- Reporting
- Monthly + live login
- Regulator
- SEBI-registered PMS
PMS Sahi Hai is a SEBI-registered platform. Figures are sourced from the strategy's disclosures and the live feed; the growth chart, rolling-window and risk figures are modelled to the disclosed since-inception CAGR (illustrative, not the actual NAV series). Returns are net of fees where stated. Investments in PMS, AIF and GIFT City strategies are subject to market risk — past performance is not indicative of future results. This page is information, not investment advice.
What investors say
“I held two PMS for four years and couldn't tell you why. One 15-minute review showed me the overlap, the real post-tax number, and one fund worth replacing. Nobody had ever shown me that math.”
Rajesh K.HNI · Mumbai · ₹3.2 Cr · 2 PMS reviewedComposite client stories — names changed, numbers preserved.
FAQ
Dezerv Dynamic Debt Strategy — common questions
What is Dezerv Dynamic Debt Strategy?
Dezerv Dynamic Debt Strategy is a Debt PMS strategy from Dezerv Dynamic. It follows a Blend style, is benchmarked to the CRISIL Composite Bond Index, and carries a Nyra score of 7.7/10.
Who should consider Dezerv Dynamic Debt Strategy?
It suits investors with a five-year-plus horizon who want active Debt exposure and can stay invested through market drawdowns. The SEBI minimum is ₹50 L.
What returns has it delivered?
Since inception (Apr 2024) it has compounded at roughly 9.9% a year, with a 3-year CAGR of 10.2% against 6.4% for the CRISIL Composite Bond Index. Returns are net of fees; past performance is not a guarantee of future results.
What are the fees and lock-in?
1% fixed, with a performance fee of No profit share. Exit / lock-in terms: Nil exit load.
How risky is it?
Like all market-linked products it can fall in value; the worst drawdown on record is disclosed in the factsheet. Dezerv Dynamic is SEBI-registered and reports monthly. This page is information, not investment advice.
