India money for NRIs · 6 countries · 67 GIFT-City funds

Own India's growth — in dollars, without the red tape.

India's top PMS, AIF and GIFT-City strategies — held in your own currency. USD in, USD out, with FEMA, DTAA and US-PFIC handled.

USAUKSingaporeUAECanadaAustralia
300+
NRIs onboarded since 2018
₹2,400Cr+
NRI assets advised on
6
Countries served
67
GIFT-City funds tracked
94%
Client retention (YoY)
0
PFIC triggers in 18mo · US clients
The 6 wins of GIFT-City

Hard numbers. No jargon.

9%
Capital Gains Tax

Specific GIFT-City listed securities & derivatives taxed at 9% (vs ~20% mainland).

10%
Dividend Income

Flat 10% vs mainland's slab-rate ~20%.

2 days
Repatriation

USD to USD. No NRO/NRE, no FEMA, no 15CA/15CB. (Traditional: 30-60 days.)

$50k
Lowest Entry

Select funds for accredited investors. (Mainland AIF: ₹1 Cr / ~$120k.)

6
Currencies

USD, GBP, EUR, AED, SGD, CAD — no forced INR conversion.

₹0
STT + CTT + Stamp

All three exempt at GIFT-City (mainland: ~0.1-0.5% per trade).

Browse all 67 GIFT-City funds Filtered, scored, post-tax — compare side by side.
Global financial cities — Singapore, Dubai
Global access

From the Gulf to Singapore — your India, in USD.

Invest in India's top PMS, AIF and GIFT-City strategies from the UAE, Singapore, the US, the UK and beyond — held and repatriated in your own currency, no NRE/NRO maze.

How you start

From hello to invested. 7-10 days.

No flying to India. No “come to Mumbai office”. Everything remote.

Day 1
10 minutes
Tell us about you

Quick form: name, country, prior investments. We suggest the right path before any document upload.

Day 2-5
We open access for you

GIFT-City account, NRO/NRE bank, KYC. We submit everything. You email 5 documents.

Day 6-7
20 minutes
You pick what to invest in

Browse the shortlist. Compare 2-4 funds. Pick 1-3. Or let Nyra suggest based on your profile.

Day 8-10
You're in

Money in. Confirmation in inbox. Monthly reports start. Tax certificate emailed yearly. Treaty paperwork filed automatically.

What goes wrong

6 NRI mistakes. All avoidable.

Patterns from onboarding 300+ NRIs. Every one costs real money.

01

Not claiming the tax-treaty rate

India takes 20-30% by default. Treaty caps it at 9-15%. Most NRIs pay the higher rate because paperwork seems hard.

Our fix

We file Form 10F + TRC every year. One form, once a year.

Saved: ~₹1.2 Cr over 5yr on ₹3 Cr portfolio

02

Mainland funds when GIFT-City fits

NRO/NRE accounts, 45-day exits, FX both ways, 15CA/15CB per redemption.

Our fix

GIFT-City funds: invest USD, exit USD, 2-day home, no Indian banking paperwork.

Saved: 43 days + 1-2% FX per exit

03

Wrong bank account type (NRO vs NRE)

NRE = foreign-earned, fully repatriable. NRO = Indian-earned, $1M/yr cap. Most NRIs mix them.

Our fix

We map sources first. Foreign → NRE. Indian → NRO. Investments routed correctly.

Saved: Locked-in money you can't send home

04

US only — PFIC traps on Cat III funds

Cat III Indian funds trigger US PFIC. Form 8621 yearly. Effective tax up to 50% of gains.

Our fix

For US clients we only recommend non-penalty structures. Zero PFIC triggers in 18 months.

Saved: 30-50% effective tax hit on gains

05

Over-paying TDS on NRO income

Banks deduct 30% TDS on NRO interest and gains by default. Most NRIs never file to reclaim the excess.

Our fix

We file your India return at the treaty rate, so you reclaim the over-deduction — refund hits your account.

Saved: ~₹2-4 L / yr on a typical NRO book

06

No nomination on Indian assets

Without nomination or a will, Indian PMS & MF units get stuck in cross-border succession for years.

Our fix

We set nomination at onboarding plus a simple India will for your holdings. Heirs inherit cleanly.

Saved: Years of cross-border probate

GIFT City vs Mainland

Same money. Half the tax.

Side by side — and what it's worth on your ticket.

Metric
Mainland
GIFT City
Capital gains tax
~20%
9%
Dividend tax
~20% slab
10% flat
Currency
INR only
USD/GBP/EUR…
Repatriation
30–60 days
2 days
Min ticket
₹1 Cr
$50k
STT + CTT + Stamp
0.1–0.5%/trade
₹0
Banking paperwork
NRO/NRE · 15CA/CB
None
You save · per year
$6,600
on $500,000 invested · 12% assumed gain
$50k$5M
Mainland tax
$12,000
GIFT City tax
$5,400

Illustrative. Actual treaty rate varies by country & instrument.

Passports and currency — cross-border investing
Cross-border, handled

FEMA, DTAA and US-PFIC — handled.

The compliance maze that scares most NRIs off Indian markets, we manage end to end — FEMA filings, DTAA relief, and the US-PFIC reporting a clean Indian structure can trigger.

USD in, USD out: capital moves freely through GIFT City, repatriated without the 15CA/CB ritual that makes onshore repatriation a project.

Go deeper

The full NRI playbook.

What investors say
I held two PMS for four years and couldn't tell you why. One 15-minute review showed me the overlap, the real post-tax number, and one fund worth replacing. Nobody had ever shown me that math.
Rajesh K.Rajesh K.HNI · Mumbai · ₹3.2 Cr · 2 PMS reviewed

Composite client stories — names changed, numbers preserved.

Start with a 10-minute call.

We'll tell you the right path before you upload a single document.

Available this week

Talk to an advisor in 15 minutes.

No deck, no pitch. A real conversation about your goals, ticket size, and what fits. APMI-registered, all-trail disclosed, zero pressure.

APMI · APRN08358
First reply < 2 hrs
No upfront fees ever
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₹50L+ ticket · PMS · AIF · GIFT City