
Equity vs Debt Funds: Which Suits Your Goal
The 2024 capital gains tax changes (STCG: 15%→20%, LTCG: 10%→12.5%) significantly impact PMS, smallcases, mutual funds & AIFs. This guide analyzes vehicle-specific effects, shows return impact charts, and provides strategic recommendations for extending holding periods, tax-loss harvesting, and portfolio restructuring to optimize after-tax returns in the new environment.

December 4, 2025
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